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This new credit card grants you instant airline loyalty points

Porter Airlines, BMO and Mastercard are launching two new BMO VIPorter Mastercard credit cards – creating the first and only travel credit card program in Canada that grants immediate frequent flyer benefits for cardholders in an airline’s loyalty program, while enabling accelerated travel rewards.

More than 30,000 people have joined the pre-launch waitlist since the program was announced in January 2025 as Canadians seek more choice and benefits from their travel credit cards.

The new BMO VIPorter Mastercard credit card lineup enhances customers’ ability to earn VIPorter points and redeem for flights through everyday purchases, while automatically granting VIPorter Avid Traveller benefits to both the primary cardholder and any secondary cardholders on the account. Card benefits, along with the welcome offer, include waived annual fees for the first year and up to 70,000 VIPorter points – giving cardholders as much as $2,400 of total value in their first year.

Benefits of both cards

Cardholders can experience greater earning rates for points and personal travel benefits, including:

BMO VIPorter Mastercard

  • Offering more value and opportunities to earn rewards and flights, cardholders earn 2 points for every $1 spent on Porter flights, 1 point for every $1 spent on transportation, gas, groceries, dining and hotel accommodations, and 0.5 points for every $1 spent on all other purchases.
  • Cardholders are automatically granted VIPorter Passport Avid Traveller membership benefits, including earning 6 points per dollar on Porter flights, dedicated airport check in, priority security screening, early boarding and priority re-accommodation for flight delays.
  • All cardholders also earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend, unlocking even more earning and travel benefits over time.
  • This card features an annual voucher for 35% off the base fare on any Porter flights for up to four people when spending at least $25,000 annually on the card.

BMO VIPorter World Elite Mastercard

  • Offering elevated rewards and travel experiences, cardholders earn 3 points for every $1 spent on Porter flights, 2 points for every $1 spent on transportation, gas, groceries, dining and hotel accommodations, and 1 point for every $1 spent on all other purchases.
  • Cardholders are automatically granted VIPorter Avid Traveller Venture membership benefits, where they can enjoy earning 6 points per dollar on Porter flights, dedicated airport check-in, priority security screening, early boarding, priority re-accommodation for flight delays, one complimentary checked bag, a carry-on bag when purchasing a Basic economy fare, and complimentary PorterClassic seat selection.
  • All cardholders will also earn $1 of Avid Traveller Qualifying Spend for every $25 in eligible credit card spend, unlocking even more earning and travel benefits over time.
  • This card features an annual round-trip Porter companion pass that gives an additional passenger flying on the same booking 100% off the base fare of any Porter flight when spending at least $50,000 annually on the card.

To learn more about the BMO VIPorter Mastercard lineup, including other important terms and features, please visit: www.flyporter.com/creditcards.

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